Supplemental insurance is designed to fill in the gaps of what's covered by your primary insurance plan.


Life insurance is designed to protect your loved ones in the event that you unexpectedly pass on. Plans offered by Citadel Benefits Group provide lump-sum cash benefits that help your loved ones pay for final expenses, lingering bills, and other costs. Costs will vary depending on size of the insurance package.


Accidents, by definition, are unexpected. Accident insurance from Citadel Benefits Group helps to pay for a covered accident and can include coverage options to help assist with necessitated time off work. 


Cancer is a frightening diagnosis, but it’s also an expensive one. While the costs associated with a cancer treatment plan shouldn’t be your first thought when faced with a cancer diagnosis, Citadel Benefits Group can make it easier to manage and cope with the costs. Cancer insurance is specifically designed to protect you and your loved ones in the event that you are diagnosed with cancer.

Hospital Indemnity

Supplemental health insurance plans from Citadel Benefits Group are designed to provide a financial safety net that will help fill in gaps left by major medical insurance, particularly those associated with a hospital stay. Benefits help cover co-pays, deductibles, and treatments.


Most people can’t afford to miss a single paycheck, much less two or three due to an unexpected injury or illness. Short-term disability insurance from Citadel Benefits Group protects you when a temporary medical condition keeps you from work.

Critical Illness

Critical illness policies provide cash benefits when you’re diagnosed with a serious health condition such as stroke, heart attack, kidney failure, cancer, organ failure/transplant, and major surgeries. There are significant medical costs associated with a critical illness diagnosis, but Citadel Benefits Group can help make them more manageable.